Clients Success Stories

FOOD STALL TO ENSURE FAMILY’S FOOD SECURITY

Sanjay Gupta resides in Shakurpur, Delhi. He wanted to engage in some income generating activity, since it was becoming difficult to manage increasing household expenses, with his wife’s income only. He achieved his dream of financially supporting his family, when he got associated with VCCI’s NSP Branch, and received credit support of ₹ 20,000. With the loan amount, he started a food stall and zealously started working to make his enterprise a success. His son also helped him in his spare time and gradually their family income increased with growing popularity of his food stall. After repaying this loan on time, he then took 1 more loan of ₹ 40,000 in 2021 from VCCI, to infuse as working capital in his food stall. His daily earning from the stall is ₹ 900-1200, through which he is paying school fees of his child, electricity bill and other household expenses. VCCI admires such strong and iron willed man who leave no stone unturned and create examples for others.

IMPACT STORY FROM DELHI

Ram Janam got associated with VCCI in the year 2021, when he took a loan of ₹ 25,000 for her Stationary shop. He is grateful to VCCI for providing his hassle free loan, without any collateral. He had started his small stationary shop with limited items but after one loan cycles with VCCI, his shop is well stocked with almost all the items required by a household for its daily needs. Increased popularity and income from the shop has also helped in improving the overall social and financial status of their household in the community as a whole. His children are now going to English medium school.

“Credit support from VCCI has helped my stationary store to gain popularity in the area as I am able to keep my shop well stocked, with the help of these loans. I along with all my centre members prefer to take loan from VCCI rather than from the local money lenders of the area. Every time the process and service is very smooth and fast. My store fills me with a feeling of pride and self-confidence,” shared Ram Janam.

Inspiring Person to follow his Dreams

Vinod Kumar lives with his family in Shakurpur, Delhi. He has faced inadequate income to meet the family expenses. This led him to borrow money from neighbours and relatives at high interest rates to meet the family needs.

Determined to support his family, he started the Tea Business driven by a friend’s suggestion of the same after he tasted Vinod Kumar’s handmade tea and related snacks. However, he had no capital to start the business. However, soon after, he became aware of VCCI’s NSP Branch and their simplified loan process. He thus availed a loan of ₹ 15,000 to start the tea business. Today, he sells around 200-300 cups along with snacks every day and thus earns ₹400-500 daily profit which became ₹12,000-15,000 monthly. His financial independence has helped in supporting his children’s education and further leading a better life. Currently, he is doing well in his business and is looking to scale up by applying for a loan of ₹ 35,000 in the 3rd cycle. He is a true inspiration for many man in his area and for the society.

Two Years of Glory with VCCI

Md. Riyajuddin Ahmed lives with his family at Shakurpur, Delhi. He has been associated with VCCi for the last two years. With an aim to provide for a better future to his family and raise their standard of living, he applied for a loan of ₹ 20,000.

He successfully set up Paint’s Chemical store in Shakurpur, backed by financial assistance from VCCI. Slowly and steadily he started earning well and repaid the loan instalments. VCCI increased his eligibility to avail a higher loan amount that aided in the expansion of his business. Today, his business is running smoothly, and both his children have access to quality education. With an aspiration to make them responsible citizens, he has proved that planning, dedication and execution are the most important attributes of success. Md. Riyajuddin believes that VCCI has proved to be a lifeline during difficult times by supporting him to achieve entrepreneurial dreams.

Making Aspirations Come to life

45 year old Jabir Khan lived with his wife in Shakurpur, Delhi. Jabir Khan got associated with VCCI in last year to strengthening his financial position. He came to VCCI, which gave him a loan of 20000 to open a small business of Fruit Juice Shop

Jabir Khan worked hard and was determined to improve the financial status of his family. Soon his business started to grow. For Juice Shop purpose he used to get the raw material from local market. Jabir Khan maintained the quality of Fruit Juices which is admired by his regular customers. He has proven to the world that true hard work and honesty pays always.

Story of Persevarance

Mahesh Kumar, aged 35 Years lived in Burari, Delhi with his wife and two children. Mahesh kumar got associated with VCCI about 1 year back to get financially independent and provide his children with better education and future. He then came to VCCI, which gave him a loan of Rs.40,000 to open his Garments Shop in Azadpur. He  worked hard and was determined to improve the financial status of his family. Soon his business started to grow.

And with this small amount of loan which he had taken & initiate this business, today he is running the shop smoothly on a medium scale. His both child are going to school and his dream is to make them a successful citizen of the country. Mahesh Kumar, has proven to the world that planning, dedication & execution is key to success. “We found VCCI as a lifeline during our tough times. It has provided best services to our family,” says delighted Mahesh Kumar.